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Latest News

01Sep
Star performers: which investment types delivered the best returns in 2024-25?

Sharemarkets continued to make headlines in the 2024-25 financial year but the best performers for…

01Sep
Making the most of a salary increase

It’s exciting to get a pay rise and when you’ve earned it, you often feel…

01Sep
Helping your grandkids purchase their first property

Supporting your adult children or grandchildren in purchasing their first property can be a fulfilling…

01Sep
Having a baby

New babies are a wonderful addition to your life. Planning ahead for parenthood can help…

19Aug
Secure your email

In today’s world, we manage a significant part of our lives through emails. We use…

19Aug
Reserve Bank cuts interest rates by 0.25 percentage points in August in unanimous decision

In short: The Reserve Bank cut interest rates by 0.25 percentage points in August to…

19Aug
Protecting retirement income from inflation

Protecting retirement income from inflation The fall in inflation from multi decade highs is good…

19Aug
How much super do I need to retire in Australia?

The amount of super you need to support your retirement will depend on what kind…

19Aug
Australian housing market update

Australian housing values rose another 0.6% in June, marking a fifth straight month of growth…

19Aug
Economic update August 2025

Global Financial markets rallied in July after the US struck trade deals with Japan and…

19Aug
Carry forward concessional contributions

If you’re looking for ways to potentially increase your retirement savings while reducing tax, carry…

19Aug
2025 financial year in review

A strong year for share returns Global shares delivered very strong returns in the past…

02Aug
When you need a Will and who can help

Wills aren’t just for later in life and you should really have one when you…

02Aug
Tariff uncertainty and what this means for retirement income

One of the keys drivers of happiness in retirement is the peace of mind that…

02Aug
Is it worth salary sacrificing into super?

We’re all familiar with the concept of super. It’s that portion of our salary that…

02Aug
How worried should I be about running out of money when I stop working?

It’s not unusual to be worried about running out of money when you stop working.…

30Jun
Three ways to access advice for a resilient retirement

Did you know there’s a secret weapon when it comes to building financial resilience? Turns…

30Jun
Online shopping: Be secure when shopping online

Online shopping is convenient and the preferred way to shop for a lot of Australians…

30Jun
How super works

If you’ve ever had a job, then super is going to be on your radar.…

30Jun
How does life insurance work?

A step by step guide to help you through the decision making process. Firstly, what…

30Jun
Can you really afford the big house, luxury car and holidays?

For many Australians, lifestyle choices are often seen as rewards for hard work. The big…

30Jun
Advice for couples at tax time

Unsure how your relationship status affects your taxes? We’ve made it simple with our couples’…

02Jun
Why you need insurance, what are your options?

Insurance; we don’t need it until we do. Learn all about the value of insurance…

02Jun
Score a $500 super bonus: the government super co-contribution explained

Imagine an extra $500 landing in your super fund, courtesy of the government, simply for…

02Jun
Planning for retirement? Start with these 5 steps

#1: Set clear retirement goals The very first step in retirement planning is to define…

02Jun
How to stay on top of your tax even when markets move

It’s important to understand the tax implications of your investments especially when markets move up…

02Jun
Finance 101: understanding interest rates and why they matter

Learn how interest rates influence loans, savings and investments, and find out why staying informed…

02Jun
Eight quick wins for managing debt

Managing debt can often feel overwhelming but there are several strategies you can implement to…

17May
Estate Planning and SMSFs

One of the main reasons an individual would use an SMSF is for estate planning…

17May
Federal Election 2025

During the Federal Election campaign, the Government made a number of election promises, which may…

17May
Navigating market volatility

Financial markets have been erratic lately, understandably causing some concern for those of us with…

17May
Protect yourself: Multi-factor authentication

Multi-factor authentication (MFA) is when you use two or more different types of actions to…

17May
Spouse super contributions – what are the benefits?

If your partner is earning a low income, working part-time, or currently unemployed, boosting their…

17May
The absurdity and calamity of US tariff policies

US tariffs are poorly designed, badly implemented and are already damaging both the US and…

17May
Economic update May 2025

Global Global markets whipsawed following the “Liberation Day” tariff announcements on April 2, and subsequent…

17May
Am I too old to get a home loan?

One of a property lender’s most important jobs is to make sure a borrower can…

28Apr
Three ways to plan for your 30s

Turning 30 is often accompanied by a degree of increased financial responsibility. It’s an important…

28Apr
The questions you should ask your private credit fund

Private credit is increasingly popular with investors but do you really understand what you’re buying?…

28Apr
Ten tips to outwit online scammers

Scammers are constantly looking for new ways to part you from your hard earned cash.…

28Apr
How to find your lost super

Imagine finding thousands in super that you’ve lost track of. Here’s how you can check…

28Apr
Can I go back to work if I’ve already accessed my super?

Generally, you can, but there may be other things to consider. When you access your…

27Mar
A healthy outlook: Why healthcare is worth investor consideration in 2025

Healthcare fell out of favour with investors following the pandemic, but a brighter earnings outlook…

27Mar
When can you access your super?

Super is only for when you retire, right? Well not quite. There are a few…

27Mar
The biggest financial mistake women are making according to an economist

We all know the story: women earn less than men. But even as society and…

27Mar

The $3 billion money pot a million retirees mistakenly ignore One in four retirees could…

27Mar
Caring for ageing parents

Some of us may help provide assistance to our ageing parents or other relatives in…

27Mar
How to grow your super before retirement

A super balance of $1 million is often presented as the magic number for a…

03Mar
Financial goals guide 2025

Your future’s on the line. Don’t stay on hold in 2025. Is it March already?…

03Mar
Seven secret financial habits of wealthy Australians you can copy

Ever wondered how the wealthy manage their money and what they do differently from the…

03Mar
Financial strategies for women over 50

Many women in their 50s are asking themselves: “How do I prepare for retirement without…

03Mar
Can a few extra dollars really make a difference?

Extra payments into super, no matter how tiny, can do a lot for your balance.…

03Mar
ASX reporting season: Look for earnings quality and strategic clarity

Earnings season is coming up for ASX investors. Following is what to look for…  …

03Mar
Aged Care reforms 1 July 2025

The Government has legislated changes to the cost of residential aged care, for Australians entering…

17Feb
Winding up an SMSF

There are no prescribed steps for winding up an SMSF, however there are a number…

17Feb
What assets can you have before losing your Age Pension?

There are many benefits to receiving an Age Pension or even a part pension, but…

17Feb
Using the bucket strategy to make your money last longer

How do you find the sweet spot between using your retirement savings to enjoy a…

17Feb
Understanding the difference between ESG, ethical and green investing

For many investors, the promise of ESG (Environmental, Social and Governance) investing has been evasive.…

17Feb
Megatrends for 2025 and beyond…

Megatrends are long-term structural changes that affect the world we live in. Importantly, they shape…

17Feb
The ins and outs of geared share funds

Geared share funds are high risk and high reward. When share markets are doing well,…

17Feb
Economic update February 2025

Global The introduction of DeepSeek’s open-source R1 model shocked global markets in January, challenging our…

17Feb
Australian home investing: New landlords to lose $23k+ in 12 months buying into two major cities

The average Australian property investor could lose money in their first year, with those in…

03Feb
Insurance through super: everything you need to know

Did you know you can have insurance cover in your super fund? If you have…

03Feb
Five ways to fix the biggest financial mistake Aussies make

Two in five Australians say they are not on track to meet their long term…

03Feb
First Home Guarantee Scheme: how does it work?

You may be eligible to purchase your first home with as little as 5% deposit…

03Feb
Financial tips when starting a new job

Whether you’re starting work for the first time or you’re changing jobs, there are key…

03Feb
Cost of aged care at home

Watching your ageing or frail parents or loved ones struggle with some of life’s basic…

31Dec
Side hustle ideas

The rising cost of living is causing a strain on household budgets for many Australians.…

31Dec
Misconceptions about super and taxes

Many people have a good idea of what super is and how much of their…

31Dec
Keeping your physical and mental wellbeing in retirement

Preparing yourself for retirement Retirement can cause a range of emotions so it’s important to…

31Dec
Investing for property profit

When property prices are rising, renovating for a quick return is a popular investment strategy.…

31Dec
How to get your will sorted

Making a will is an important way to help ensure that your wishes are respected…

27Nov
The impact of lifestyle on life insurance premiums

Life insurance premiums are calculated based on a number of factors, such as your age,…

21Nov
Pulse checking your finances

Your financial health is key to the health of your wellbeing, relationships, work and home…

21Nov
Grow your retirement income

In retirement, every dollar counts and it is worth exploring different strategies to grow your…

15Nov
Pros and cons of Self Managed Super Funds (SMSFs)

While self managed super funds are not for everyone, they do offer significant benefits. Running…

15Nov
Nine bad habits of ineffective investors: common mistakes investors make

Introduction In the confusing and often seemingly illogical world of investing, investors often make various…

15Nov
AI and bank shares push super balances higher in 2024

Superannuation funds have recorded another impressive year of returns for members with international technology and…

15Nov
What is a distribution?

A managed fund generates income from its investments – for example, through share dividends, interest…

15Nov
How do hedge funds work in a volatile market?

While an exposure to hedge funds can provide a lift to a portfolio’s performance, they…

15Nov
Ever thought of investing in essential services?

Investing in infrastructure is about investing in the companies that provide essential services to society…

15Nov
Economic and market overview November 2024

Investors maintained a healthy risk appetite for much of October, which enabled major share markets…

15Nov
As value outperforms again, is your portfolio ready?

As value returns to market favour it’s time to check in on your portfolio –…

13Nov
Five signs you may need a financial adviser

You don’t have time When you’re juggling your job with your personal and family life,…

06Nov
Caring for ageing parents

Some of us may help provide assistance to our ageing parents or other relatives in…

03Oct
Navigating the transition to a successful retirement

Just as it is vital to invest in the financial planning, retirement planning must also…

03Oct
How fixed interest got its groove back

Looking for higher returns than cash in the bank with less volatility than shares and…

03Oct
Financial literacy for kids

Books can spark our imaginations, transport us to new worlds, and let us explore other…

03Oct
A guide to aged care

Moving into residential aged care can be an uncertain and overwhelming experience for everyone involved.…

03Oct
8 tips to get a harder working home loan

It’s lucky Aussie homeowners are a pretty resilient bunch. All the interest rate rises over…

30Sep
Residential aged care changes – what could they mean for me?

The Government has proposed a number of changes to the support available for ageing Australians…

03Sep
Making the most of your retirement finances

You’ve waited a long time to reach retirement, so how do you make sure your…

03Sep
How old is too old for insurance?

Protecting your income during your working years makes sense. But once you – or your…

03Sep
How do Aussie women’s finances stack up?

Planning for retirement is a daunting task and many Australian women lack confidence in financial…

03Sep
Get 2024/25 off to a great start

The beginning of the financial year is a great opportunity to review your financial situation,…

03Sep
Contributions, when are they made?

Thanks to the evolving rules and additional tests, the world of superannuation contributions continues to…

15Aug
There remain five reasons to expect the $A to rise

Back in November we saw five reasons to expect a higher $A. These largely remain…

15Aug
Mortgage versus super – a common dilemma

Conventional wisdom used to dictate Australians were better paying off their home loans, and then,…

15Aug
Is it worth salary sacrificing into super?

Let’s explore the ins and outs of salary sacrificing into your super and help you…

15Aug
How to determine asset allocation

Asset allocation is the process of dividing funds between different asset classes including cash, bonds,…

15Aug
Economic and market overview

Australian shares fared well in July, buoyed by suggestions that no further interest rate hikes…

Hardik Gupta

Senior Paraplanner

Education: Master of Business Administration (Finance & marketing) & Bachelor of technology (B.tech)

Hardik is a financial professional with an MBA in Finance and extensive expertise in financial planning. As a Senior Paraplanner, he brings a wealth of knowledge and a deep commitment to helping clients achieve their financial goals.

With significant experience in the financial industry, Hardik excels in creating detailed financial plans, performing comprehensive financial analyses, and supporting financial advisors with client portfolio management. His strong background in finance provides him with a robust understanding of market dynamics, investment strategies, and risk management, enabling him to deliver tailored solutions that align with each client’s unique needs.

In his free time, Hardik enjoys spending quality time with his family, biking, playing snooker, and exploring new culinary delights through cooking.

Mayank Manta

Team Leader

Master’s of Commerce & Bachelor of Commerce

Mayank has 8 years experience in the Financial Services industry, with extensive understanding and in-depth knowledge of Financial Planning.

Mayank enjoys systems and numbers, ensuring that every step that needs to be followed gets done and every step that is unnecessary be removed from the process. Being an open, honest and naturally empathetic person, Mayank goes out of his way to ensure that clients, family and friends are happy and content. In his free time, Mayank enjoys spending quality time with my family, creating lasting memories with the people who matter most to him.

Another activity he enjoys is travelling – exploring new places and experiencing different cultures is something that excites him.

Jack Wyer.

Financial Adviser

Bachelor of Business – Major, Financial Planning

Jack Wyer is a Financial Planning Graduate who has recently commenced his Professional Year with Verity Wealth Solutions. With a Bachelor’s Degree in Business, Majoring in Financial Planning, Jack has demonstrated high achievement, receiving merit awards in both 2021 and 2022. Jack’s passion for helping others and his desire to see others succeed financially have been the driving forces behind his chosen career pathway.

Driven by his passion for financial well-being and his innate ability to connect with others, Jack is dedicated on making an impact on the lives of others. Through his expertise, empathy, and commitment, he strives to empower people to achieve their financial goals.

Alongside his financial planning endeavours, Jack finds joy in spending quality time with friends and family and wants to slowly visit new countries along the way. Jack is also an avid Soccer player, actively playing for a local team. When it comes to supporting a team, Jack goes for Tottenham in the English Premier League.

Jack Wyer’s Adviser Profile